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Role 6Funds

Minam, Programa para Bionegocios

Channels credit to biobusinesses that already operate through 13 partner financial institutions and rewards good payers with a bonus of up to 15% of the loan.

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01How it helps

How can Minam, Programa para Bionegocios help your biobusiness?

What it offers

credit channeled through financial institutions

Who it serves
Individual entrepreneurs · Formal companies · Associations and cooperatives
Products
Coffee, Cacao, Non-timber forest products (unspecified), Community ecotourism
Where it works
All of PeruWith documented presence in: Cusco, Amazonas, Ayacucho, Cajamarca, Huánuco, Loreto, San Martín, Ucayali

How do you access Minam, Programa para Bionegocios?

Can you apply directly?
Yes, it serves biobusinesses directly.
Do you need a business that already operates?
Yes
How hard is it to access?
Demanding access
Do you pay or co-fund?
Paid
Is it repaid?
Repaid with interest or return
Where does the money come from?
Blended

Mapping classification: Credit is requested from one of the 13 partner financial institutions, which assess the biobusiness under their own requirements. Sources do not say whether the interest rate is preferential, so as a precaution complexity is marked high and return at market rate.

02Overlaps

Who does Minam, Programa para Bionegocios overlap with?

Organizations in the map working on the same products in the same departments. It is not a declared relationship: it is an overlap in the data, useful to look for synergies.

03Sources

Sources and references

Dated public data behind this profile. What is published does not reflect everything an organization does.

  1. Channeling contracts with 13 financial institutions. Minam: Minam fortalece la cadena de valor del café con modelo de financiamiento sostenible

  2. More than S/ 39 million in green loans mobilized (cumulative figure reported by Minam). Minam: Minam fortalece la cadena de valor del café con modelo de financiamiento sostenible

  3. Since 2023, more than 3,900 biobusinesses have accessed credit and more than S/ 23 million has been disbursed; in Cusco more than S/ 750,000 was channeled and Caja Cusco granted S/ 48,600 in Bono Bionegocios, which returns up to 15% of the disbursed amount to good payers with sound environmental practices. El Peruano: Expo Amazónica 2026: Minam impulsa créditos para más de 3,900 bionegocios en la Amazonía

Other sources consulted: Andina: Minam: Programa para Bionegocios incorpora a Amazonas, Ayacucho, Cusco, Huánuco y Ucayali (Jun 25, 2024)