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Caja Municipal de Ahorro y Crédito Cusco (Caja Cusco)
Municipal savings and loan bank that lends to coffee and cacao growers through green lines such as Agroprotector and, as a partner of Minam's Biobusiness Program, grants the Biobusiness Bonus to borrowers who repay on time and protect the forest.
How can Caja Cusco help your biobusiness?
- What it offers
Agroprotector green credit for agroforestry coffee and cacaoMinam Biobusiness Bonuscredit for small rural producers and small businesses
- At what stage
- I'm already operating · I need capital
- Who it serves
- Individual entrepreneurs · Formal companies
- Products
- Coffee, Cacao
- Where it works
- Cusco
How do you access Caja Cusco?
- Can you apply directly?
- Yes, it serves biobusinesses directly.
- Do you need a business that already operates?
- Yes
- How hard is it to access?
- Moderate access
- Do you pay or co-fund?
- Paid
- Is it repaid?
- Repaid with interest or return
- Where does the money come from?
- Blended
Mapping classification: Loans subject to the bank's credit assessment; under Agroprotector, plots are checked with Global Forest Watch satellite analysis. The Biobusiness Bonus returns up to 15% of the amount to borrowers who repay on time and show good environmental practices. It funds its green portfolio with its own resources and loans such as the eco.business Fund's, hence mixed origin.
Who does Caja Cusco overlap with?
Organizations in the map working on the same products in the same departments. It is not a declared relationship: it is an overlap in the data, useful to look for synergies.
Sources and references
Dated public data behind this profile. What is published does not reflect everything an organization does.
As a partner of Minam's Biobusiness Program it granted S/ 48,600 in Biobusiness Bonuses to biobusinesses in Cusco; the program channeled more than S/ 750,000 in loans in Cusco, mostly for agroforestry coffee and cacao. El Peruano: Expo Amazónica 2026: Minam impulsa créditos para más de 3,900 bionegocios en la Amazonía
With Minam and GIZ it launched the Agroprotector green credit line for coffee and cacao in agroforestry systems, with satellite verification of plots; it started at its La Convención branches (Quillabamba, Maracaná, Kiteni, Quebrada and Machu Picchu) aiming at about 100 borrowers by the end of 2024. Andina: Minam y Caja Cusco lanzan línea de crédito verde «Agroprotector»
It received a S/ 57 million loan from the eco.business Fund to finance sustainable practices of small rural producers and micro, small and medium enterprises, such as biodigesters and native species cultivation. ProActivo: Caja Cusco recibe S/ 57 millones de fondo alemán para impulsar sus prácticas sostenibles y apoyar a los pequeños productores del Perú